Flat transaction fees on every plan. Choose a monthly tier that matches how you work — or start free and upgrade as you grow.
| Channel | Rate | Cap | Example |
|---|---|---|---|
|
Local — Card, Bank Transfer, USSD
Verve, Mastercard, Visa (NG-issued), virtual accounts, USSD
|
1.9% | No cap | ₦50,000 → ₦950 fee |
| Feature |
Starter
₦0 /month
Get started
|
Most popular
Business
₦15,000 /month
Get started
|
Pro
₦35,000 /month
Get started
|
|---|---|---|---|
| Transaction fees | 1.9% local | 1.9% local | 1.9% local |
| Payment link types | Payment + Product only | All 4 types incl. sub & donation | All types |
| Payment channels | Bank Transfer only | Card, Bank Transfer, USSD | Card, Bank Transfer, USSD |
| Product storefront | — | Yes | Yes |
| Payouts / transfers | — | Yes | Yes — higher limits |
| Webhooks | — | Yes | Advanced controls |
| API keys | 1 key set | 1 key set | Multiple named keys |
| Team members | 2 | 10 | Unlimited |
| Support | Community | Priority email | Dedicated account |
| Monthly volume cap | ₦500,000 | Unlimited | Unlimited |
Card, bank transfer, and USSD with full flow support and hosted checkout.
Create unlimited payment, product, subscription, and donation links.
Full catalog management with variants, inventory, and custom shipping.
Send money to any Nigerian bank with pre-transfer name verification.
Full REST API access, HMAC-signed webhooks, and complete sandbox mode.
Invite team members with role-based access control — Owner, Admin, Developer, Support.
Document-based KYC review to go live, with a complete audit trail.
Revenue summaries, transaction history, and per-link performance tracking.
Rate limiting, JWT auth, HMAC signing, and login notifications — by default.
Starter is free and covers bank transfer links up to ₦500,000/month — great for getting started. Business adds card + USSD channels, storefronts, payouts, and webhooks with no volume cap. Pro adds unlimited team seats, multiple API key sets, and a dedicated account manager.
Settlement lands in your Uverus wallet. You can initiate a payout to your bank account at any time using the Transfers module in your dashboard.
Every merchant account starts in test mode — you can simulate full card, bank transfer, and USSD payment flows before going live. Test mode transactions are free and not counted towards any limits.
Complete KYC by submitting your business documents — CAC certificate, Memorandum of Association, and proof of address. Our team reviews and approves submissions, typically within 1–2 business days.
No — local transactions are charged at a flat 1.9% with no cap. The fee scales proportionally with the transaction amount across all local channels.
The platform is designed for Nigerian businesses today, with checkout UI that supports international phone formats and international card acceptance. Multi-country merchant onboarding is on the roadmap.
Uverus Payments